Talby is in final development · Coming soon to iOS
Features How it works Calculator Pricing Support Join the waitlist

Stop losing money to billing errors

Talby finds duplicate charges, price hikes, and forgotten subscriptions in under a minute, then drafts the email that gets your money back.

Join the waitlist See how it works
Recent scan This month
NetflixDuplicate charge
$15.99
SpotifyPrice raised without notice
$4.00
Adobe Inc.Unrecognized charge
$89.00
Amazon PrimeForgotten subscription
$139.00
Total found $247.99
$340
avg. found per scan*
60s
to detect the first issue
21
countries supported
100+
merchants tracked

Everything you need to fight back

AI detection, one-tap recovery emails, budget tracking, and professional tax help, all in one app.

AI issue detection
Paste a bank statement, take a photo, or connect your account. Talby identifies duplicate charges, price hikes, and unauthorized subscriptions in under a minute.
One-tap recovery emails
Talby drafts a refund request with the exact amount and billing date. Choose a tone, polite, firm, or legal, and send it directly from the app.
Automatic follow-ups
No reply in three days? Talby sends a follow-up on its own and keeps tracking the thread until the money's back in your account.
Budget and health score
Every dollar in one place: a financial health score from A+ to F, spending insights, savings goals, and six-month trend charts.
Live bank sync
Connect your bank through Plaid (US and Canada) or TrueLayer (UK and EU). Talby watches every new transaction the moment it posts.
Real CPA tax help
Book a licensed CPA directly in the app. Tax filing, IRS representation, debt relief, and quarterly planning. US only.

From scan to recovered in under two minutes

01

Paste or connect your bank

Paste a bank statement, take a photo, or connect your account through Plaid or TrueLayer. Talby reads your transactions instantly; no login is ever shared.

02

Talby finds every issue

The detection engine checks your transactions against verified billing patterns from more than a hundred merchants: duplicates, price hikes, and ghost subscriptions surface first.

03

Review and send in one tap

Talby writes the recovery email, pre-addressed to the merchant. Choose a tone, edit it if you want, and send it from the app.

04

The money comes back

Merchants respond, refunds post. Talby tracks every case, follows up automatically if you're ignored, and logs every dollar recovered.

Why I'm building this

T

"I built Talby after watching my own bank statement quietly bleed money every month, duplicate charges, a subscription I forgot I had, a price hike I never noticed. Cancelling any one of them meant digging through old emails or sitting on hold. I figured if it was happening to me, it was happening to a lot of people who just don't have the time to check."

Founder, Talby · building this solo, still in development

How much could you recover?

Move the sliders to match your situation and see an estimated annual recovery.

Monthly subscriptions 8
Monthly spending $1,200
How often do you check statements?
Estimated annual recovery
$472
Based on industry averages of billing errors affecting 1 in 3 monthly charges.
Duplicate charges$96
Price hikes$144
Forgotten subs$186
Billing errors$46
Join the waitlist

Plans that pay for themselves

Most users recover the cost of their subscription in the first week. Free to start, no card required.

Free
$0
Recover
$9.99/mo
Pro
$14.99/mo
Family
$22.99/mo
Accounts included1115
AI issue detectionYesYesYesYes
Recovery emails3UnlimitedUnlimitedUnlimited
Auto follow-upsNoYesYesYes
Budget health scoreManualYesYesFamily score
Savings goalsNoYesYesYes
Live bank syncNoNoYesYes
Gmail inbox scanNoNoYesYes
Income & investingNoNoYesYes
Shared dashboardNoNoNoYes

All subscriptions managed via Apple. Cancel anytime. Family plan works out to $4.60 per person. Terms apply.

Built for security, not shortcuts

Read-only bank access

We see transactions, never credentials. Talby can't initiate payments or transfers. Everything's encrypted in the iOS Keychain.

21 countries

GDPR, CCPA, PIPEDA, LGPD, and APPI compliant. Available in the US, EU, UK, Canada, and more.

Real licensed CPAs

Tax services from a trusted CPA partner. Real professionals, not chatbots.

No success fee

Flat subscription pricing. Talby never takes a cut of what you recover; every dollar goes back to you.

Common questions

You paste a bank statement, upload a photo, or connect your bank account. Our AI compares your transactions against a database of over a hundred merchants' known billing patterns to flag duplicates, unauthorized charges, and price increases. Detection takes under a minute.
Yes. Bank connections use read-only access via Plaid or TrueLayer; we can see transactions but can't move money. Credentials are never stored by Talby. Sessions are encrypted using iOS Keychain (AES-256).
Talby tracks the status of every case. If the merchant doesn't respond within three days, we automatically send a follow-up. Once a refund is confirmed, you log it and it's added to your recovery total.
Our merchant database includes verified refund rates for major companies. Results vary by merchant and situation; we don't guarantee outcomes.
We're in final development, finishing up the App Store setup now. There's no fixed date yet, but everyone on the waitlist gets an email the moment it goes live.
Go to iPhone Settings → Apple ID → Subscriptions → Talby → Cancel. You keep access until the end of your current billing period. We don't charge cancellation fees.

Be first to know when we launch

Talby is in final development. Join the waitlist and we'll email you the moment it's live on the App Store.

You're on the list. We'll email you the moment we launch.
Something went wrong. Please try again or email us at support@gettalbyapp.store
Free to download, no card required, cancel anytime.
Coming soon to iOS